Los términos relacionados con la banca que te vamos a presentar en esta oportunidad te serán de mucha ayuda si vas a alguna entidad bancaria en un país de habla anglosajona así que no te la pierdas.
Banca en inglés, algunos términos que debes conocer
| Acaparar Un Mercado- Corner A Market |
| Accion- Stock |
| Accion En Circulacion- Outstanding Share |
| Acciones Comunes- Common Stock |
| Acciones En Circulacion- Outstanding Shares |
| Accionista Mayoritario- Majority Shareholder |
| Accionistas- Shareholders |
| Acrecencia- Accretion |
| Acreedor- Creditor |
| Activo- Asset |
| Activo Intangible- Intangible Asset |
| Administracion- Management |
| Adquisicion- Acquisition |
| Adquisicion Hostil- Hostile Takeover |
| Afidavit- Affidavit |
| Agotamiento- Depletion |
| Alto Rendimiento- High-Return |
| Amortizacion- Amortization |
| Ano Fiscal- Fiscal Year |
| Anualidad- Annuity |
| Anualidad Diferida- Deferred Annuity |
| Apalancamiento- Leverage |
| Apoderado- Proxy |
| Arbitraje- Arbitrage |
| Arbitraje- Arbitration |
| Auditor Externo- External Auditor |
| Auditoria- Audit |
| Aval- Collateral |
| Balanza Comercial- Balance Of Trade |
| Bancarrota- Bankruptcy |
| Banco Central- Central Bank |
| Base De Costos- Cost Basis |
| Base Posterior A Impuestos- After-Tax Basis |
| Bien Capital- Capital Asset |
| Bien Tangible- Commodity |
| Bienes Durables- Durable Goods |
| Bono- Bond |
| Bono Cero Cupon- Zero Coupon Bond |
| Bono Chatarra- Junk Bond |
| Bono Convertible- Convertible Bond |
| Bono De Descuento Intensivo- Deep-Discount Bond |
| Cambio- Turn Around |
| Capital- Capital |
| Capital De Riesgo- Venture Capital |
| Capital Principal- Principal |
| Capitalismo- Capitalism |
| Capitalizacion Bursatil- Market Capitalization |
| Carta De Credito- Letter Of Credit |
| Cartel- Cartel |
| Certificado De Deposito- Certificate Of Deposit |
| Certificado De Incorporacion- Certificate Of Incorporation |
| Cheque De Caja- Cashier’S Check |
| Cifra Aproximada- Ballpark Figure |
| Colusion- Collusion |
| Combinacion- Commingling |
| Concepto De Conservadurismo- Conservatism Concept |
| Contabilidad De Costos- Cost Accounting |
| Contador- Accountant |
| Contador Publico Certificado- Certified Public Accountant |
| Contrato- Contract |
| Contratos A Futuro- Futures Contract |
| Cooperativa De Credito- Credit Union |
| Corporacion- Corporation |
| Costo Controlable- Controllable Cost |
| Costo De Mano De Obra Directa- Direct Labor Cost |
| Costo De Vida- Cost Of Living |
| Costo Variable- Variable Cost |
| Credito- Credit |
| Credito Fiscal- Tax Credit |
| Cuarto De Calderas- Boiler Room |
| Cuenta Corriente- Checking Account |
| Cuenta De Ahorros- Savings Account |
| Cuentas Por Cobrar- Accounts Receivable |
| Cuentas Por Pagar- Accounts Payable |
| Cuota Inicial- Down Payment |
| Debito- Debit |
| Declaracion De Ganancias- Earnings Report |
| Deflacion- Deflation |
| Demora- Demurrage |
| Departamento De Finanzas- Finance Department |
| Deposito- Deposit |
| Depreciar- Depreciate |
| Depresion- Depression |
| Derechos De Aduana- Customs Duty |
| Descapitalizado- Undercapitalized |
| Deseconomia De Escala- Diseconomy Of Scale |
| Desinversion- Divestiture |
| Detallista (Al Detalle)- Retail |
| Deuda- Debt |
| Deuda De Consumo- Consumer Debt |
| Devaluar- Devalue |
| Devengar- Accrue |
| Dilucion Del Valor De Las Acciones- Dilution Of Stock Value |
| Director Financiero- Chief Financial Officer |
| Divisa- Currency |
| Dolares Constantes- Constant Dollars |
| Economia Planificada- Command Economy |
| Ejercer Una Opcion De Compra De Acciones- Exercise A Stock Option |
| Empleado Administrativo- White-Collar Worker |
| Empresa Controlada Por El Estado- State-Controlled Enterprise |
| Empresa De Riesgo- Venture |
| Empresa Incipiente- Start-Up |
| Empresario- Entrepreneur |
| En Buen Estado Financiero- Financially Sound |
| Endorso A Favor- Accommodation Endorsement |
| Entidad Legal- Legal Entity |
| Espiral Salarios-Precios- Wage-Price Spiral |
| Estado De Cuentas- Balance Sheet |
| Estado De Cuentas Consolidado- Consolidated Balance Sheet |
| Estampida Bancaria- Bank Run |
| Evaluacion Crediticia- Credit Rating |
| Exento De Impuestos- Tax Exempt |
| Factibilidad- Feasibility |
| Filial- Subsidiary |
| Financiero- Financial |
| Finanzas- Finance |
| Fluctuacion Ciclica- Cyclical Fluctuation |
| Fluctuaciones Del Tipo De Cambio- Exchange-Rate Fluctuations |
| Flujo De Caja- Cash Flow |
| Fondo Mutual- Mutual Fund |
| Fondos- Funds |
| Fundador- Founder |
| Fusion- Merger |
| Ganancia De Capital- Capital Gain |
| Ganancia Inesperada- Windfall |
| Ganancia Operativa- Operating Profit |
| Ganancias- Earnings |
| Ganar- Earn |
| Gasto- Expense |
| Gastos Fijos- Overhead |
| Global- Across-The-Board |
| Hipoteca De Tasa Ajustable- Adjustable Rate Mortgage |
| Honorario- Fee |
| Honorario Condicional- Contingency Fee |
| Impuesto Al Valor Agregado- Value Added Tax |
| Impuesto Diferido- Deferred Tax |
| Impuesto Retenido- Withholding Tax |
| Impuesto Sobre La Renta- Income Tax |
| Inflacion- Inflation |
| Ingreso- Revenue |
| Ingreso Acumulado- Accrued Income |
| Ingreso Bruto- Gross Income |
| Ingreso Neto- Net Income |
| Ingresos Proyectados- Projected Earnings |
| Integrado Verticalmente- Vertically Integrated |
| Interes- Interest |
| Interes Compuesto- Compound Interest |
| Interventor- Controller |
| Inventario- Inventory |
| Inversion- Investment |
| Inversionista- Investor |
| Inversionista De Riesgo- Venture Capitalist |
| Ley Reguladora De Valores- Blue-Sky Law |
| Limitada- Ltd. |
| Liquidar- Liquidate |
| Liquidez- Liquidity |
| Liquido- Liquid |
| Logistica- Logistics |
| Lucro- Profit |
| Macroeconomia- Macroeconomics |
| Marca Comercial- Trademark |
| Margen De Contribucion- Contribution Margin |
| Maximizar- Maximize |
| Mejora De Capital- Capital Improvement |
| Memorandum De Entendimiento- Memorandum Of Understanding |
| Mercado Alcista- Bull Market |
| Mercado Bajista- Bear Market |
| Mercado Negro- Black Market |
| Mercancia Remanente- Carryover Merchandise |
| Microeconomia- Microeconomics |
| Minutas- Minutes |
| Moneda Bloqueada- Blocked Currency |
| Negociacion Extendida- After-Hours Trading |
| Negocio Altamente Rentable- Cash Cow |
| Obrero- Blue-Collar Worker |
| Oferta De Acciones- Stock Offering |
| Opcion De Compra De Acciones- Stock Option |
| Orden De Cesar Y Abstenerse- Cease-And-Desist Order |
| Pasivo- Liability |
| Patrimonio Neto- Equity |
| Pedir Prestado- Borrow |
| Perdida- Loss |
| Perdida De Capital- Capital Loss |
| Porcentaje Vacante- Vacancy Rate |
| Precio Fijo- Fixed Costs |
| Prestamo- Loan |
| Presupuesto- Budget |
| Producto Nacional Bruto- Gross National Product |
| Pronostico- Forecast |
| Propiedad- Property |
| Prospecto- Prospectus |
| Punto De Equilibrio- Break-Even Point |
| Recaudar Dinero- Raise Money |
| Recesion- Recession |
| Recibo- Receipt |
| Reducir- Downsize |
| Regalias- Royalties |
| Relacion Deuda-Capital- Debt-To-Equity Ratio |
| Rendimiento- Yield |
| Rendimiento De La Inversion- Return On Investment |
| Renta- Rent |
| Renta Disponible- Disposable Income |
| Rentable- Profitable |
| Rentable- Cost-Effective |
| Resultado Neto- Bottom Line |
| Resumen De Titulo- Abstract Of Title |
| Riesgo- Risk |
| Rotacion De Inventario- Inventory Turnover |
| Saldo Negativo- In The Red |
| Saldo Positivo- In The Black |
| Sin Fines De Lucro- Nonprofit |
| Sobregiro- Overdraft |
| Sociedad- Partnership |
| Socio Limitado- Limited Partner |
| Sucursal- Branch |
| Tarjeta De Credito- Credit Card |
| Tasa De Cambio- Exchange Rate |
| Tasa De Interes Preferencial- Prime Rate |
| Tasa De Porcentaje Anual- Annual Percentage Rate |
| Tener Mucho Dinero- Rolling In Money |
| Terminos De Credito- Credit Terms |
| Testamento- Will |
| Texto Modelo- Boilerplate |
| Tope- Cap |
| Trabajo- Labor |
| Traslado A Perdidas- Write-Off |
| Trueque- Barter |
| Valor En Libros- Book Value |
| Valor Neto De Activos- Net Asset Value |
| Valores De Primera Clase- Blue-Chip Stock |
| Valuacion- Valuation |
| Variacion En El Presupuesto- Budgetary Variance |
| Venta Al Por Mayor- Wholesale |
